How Rent-to-Own Options & Rent Credits
Let us help you buy a home! Sometimes you find a home you love, but you cannot buy it at that time. If that sounds like your situation, you and the property owner may want to consider a rent-to-own option.
No Down Payment? Use Sweat Equity!
The Secret to Making Sweat Equity Work for You! FHA loans and Freddie Mac HomePossible® loans allow a borrower to furnish labor and/or materials on a property being purchased up to the amount of the entire cash investment, including the…
Hot, Hot, Hot: FHA Acceptable Sources of Heat
Many people ask us what types of heat sources are okay for homes where the borrower is using FHA to finance the property. Here’s the information – and by the way, USDA (Rural Housing) uses FHA rules listed below as…
VA Assumptions – Not just for Veterans
VA loan assumptions are not restricted to Veterans who have VA eligibility. Anyone can assume a VA loan if they meet the occupancy, credit and income requirements set forth by the VA.
MassDREAMS is here for First-Time Home Buyers
MassDREAMS is a grant available with a MassHousing or MHP first mortgage loan and is made possible by federal funding from the American Rescue Plan Act of 2021, which provides assistance to states to mitigate the economic effects of the…
Who is Exempt from the VA Funding Fee?
Not everyone who served our country is eligible for exemption of the Funding Fee —but there are many, many veterans who DO qualify and don’t realize that they are eligible.
How To Use a Massachusetts Mortgage Calculator
A Massachusetts mortgage calculator can help you determine how much house you can afford to buy, which will help you know whether or not you’re ready to buy your dream home yet. It can also help you find the best…
Top Benefits of Owning a Home
There are countless reasons to invest in homeownership, whether you are looking to build wealth or simply gain comfort and security in your everyday life. Whether you want to save money on rent or enjoy the benefits of financial freedom,…
Home Prices During Inflation: Buy Now or Wait?
Home prices during inflation can turn anyone into a skeptic when it comes to buying real estate. Especially after last year’s housing market craze, when the seller’s market caused home prices to skyrocket, you’re probably wondering, “Now that there’s talk…
Your Buy a House Checklist: 9 Steps to Get You Home
Getting into a new home can be challenging, but a buy a house checklist can put you on the path to success. Whether you read our previous post about buying in a seller's market, or you're new to what the…
