Buying a home is exciting, but it also comes with serious questions: Am I ready to buy? Can I handle the responsibility of a mortgage? How much house can I afford without stretching too thin? Answering these questions isn’t just about…
When you’re buying a home, you face countless decisions: where to live, what price range to target, which features matter most, and—perhaps most importantly—how to finance the purchase. For many buyers, the mortgage process is the most intimidating part. With dozens…
If you’re getting ready to buy a home, chances are you’ve already Googled “mortgage rates” or “best mortgage lenders near me.” That’s where most people start. But here’s the truth: shopping for a mortgage is more complex than simply chasing the lowest advertised…
Owning a home is a significant milestone in life, but the process of securing a mortgage can be daunting. Unfortunately, the rise of mortgage scams has added an extra layer of complexity and risk to the homebuying journey. We'll explore…
Securing a mortgage as a self-employed individual comes with its own set of challenges and considerations. In this blog, we'll discuss navigating self-employed income and the hurdles one might face when applying for a mortgage. Although the flexibility and autonomy…
Not sure if you need private mortgage insurance or even know what it is? Mortgage insurance is a type of insurance that protects lenders in case borrowers default on their mortgage payments. It is a way for lenders to manage…
Are you having trouble getting your offer accepted? It can be challenging for buyers to stand out and get their offer accepted in a seller's market, where housing inventory is low and demand is high. As a mortgage broker, we…
Applying for a mortgage can be an exciting and nerve-wracking experience. You’re one step closer to owning your dream home, but there are many details to sort out first. One crucial step in the mortgage process is submitting the key…
If you are worried that your child may have trouble adjusting during the move, it might be a good idea to work one-on-one. Moving can sometimes trigger anxiety or depression in young children who are unable to express themselves. Hiring…
Clean your air with plants! Air-purifying plants are wonders of nature—these plants can actually cleanse the air of your home of toxins. According to the Environmental Protection Agency, mounting scientific evidence shows that the air in our homes is "likely…
