“Who Qualifies” for a VA Loan?

Not everyone who served our country is eligible for a no-down VA loan—but there are many, many veterans who DO qualify and don’t realize that they are eligible.

While a Certificate of Eligibility is the document that makes the final determination, here’s a list of those who may qualify.

Surviving Spouse Benefit Criteria

Unmarried Spouse of a Veteran
- Who died on active duty OR
- Who died from service-related injury OR
- Who is listed as MIA or POW for at least 90 days (one-time use only) OR
- Who was totally disabled whose disability may not have been the cause of death.
Veteran Spouse who remarried after age 57 and after December 16, 2003, and the veteran had
- Died on active-duty OR
- Died from service-related injury

Branches of Service

Army
Navy
Air Force
Marines
Coast Guard
National Guard
Public Health Officers
Cadets – Army, Navy, Air Force, Marines, Coast Guard
Midshipmen – Naval Academy
National Oceanic & Atmospheric Officers
Merchant Seamen (WWII)
US Citizens who served in the armed forces of other governments (WWII)

(If discharged, must have attained an “Honorable Discharge” or “Other Than Honorable” discharge in order to obtain a Certificate of Eligibility.)

source: Mortgage Currentcy

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Since VA loans are one of the best mortgage types available for veterans these days, contact us and we can help you obtain your Certificate of Eligibility and qualify you for a VA loan.

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